iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.
Since 2012, we’ve lent over £400 million to over 20,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.
However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.
At iwoca, we’re here to expand possibilities for small businesses by making financing fair and flexible. We blend the best of humans and technology to deliver a service that customers love. We are looking for a product manager who is experienced in building systems that enable robust analytics.
Candidates should be exceptionally curious, rigorously analytical and willing to roll up their sleeves to get stuff done. As well as being analytical, you’ll need to develop a broad overview of our business and tech so that you can figure out whether projects makes commercial sense and how they fit into our development pipeline.
Develop a deep understanding of our processes and systems that help us underwrite and analyse risk.
Bring together the relevant people from across iwoca, whether they’re in operations, finance or tech, so that new features are developed based on a full understanding of the requirements and constraints.
Manage product changes through the development process to ensure that the requirements are clear, blockers get resolved quickly, the project meets its goals and the final business impact is measured
Ensure we come to the best possible decisions on product changes, rather than making all the decisions yourself. You’ll need to be humble enough to ask the right questions and change course when you’re wrong
To thrive in the role, you’ll need:
Problem solving skills: You’re passionate about building products that solve real customer needs and creative enough to come up with innovative solutions
Proactivity: You’re willing to roll your sleeves up, learn on the job and dive into the details where necessary. You won’t be satisfied until changes go live – product specs that lie dormant in document don’t help anyone
Commercial acumen: You’re a customer champion but understand that our products need to make business sense and meet regulatory requirements. Balancing competing needs is an integral part of creating a great product
Strong analytical skills: Experience with tools like Excel, Python or SQL is beneficial but we’re more concerned about your mindset and underlying appreciation for using data to make smart decisions
Tech savviness: Even if you don’t write code yourself, you understand what a software developer does, understand APIs and can ask the right questions to ensure that technical choices will meet both current and future requirements
Communication skills: You’ll need to establish credibility and get the best out of a wide range of people across the business, ranging from developers to operations staff to senior management
In addition to a competitive salary, we also provide the following:
A smart, fun and internationally diverse team – together, we represent over 35 different nationalities
Company retreats in great locations – we have at least two per year in places like the French Alps and by the Spanish seaside
A really lovely office in central London – we’re right by Tottenham Court Road, and close to the bars, theatres and restaurants in Soho and Fitzrovia
Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!) – such as climbing, chess, cycling, football, running, boxing, etc
Regular novelty perks such as free massages, which can be proposed by anyone in the team
Plenty of drinks and snacks in our office kitchen
Cycle-to-work scheme for great value bikes
Company-wide talks with internal and external speakers
Enhanced maternity/paternity leave and shared parental leave
Stock options for all employees after 6 months within the business
25 days holiday a year, plus all UK Bank holidays, plus a day off for your birthday
The opportunity to give your time to support a charity of your choice, via a paid volunteering day
Additional leave so that you can take more time to go travelling or to study, outside of your holiday allowance